CareCredit Terms & Privacy Policy Tracker

CareCredit

carecredit.com

CareCredit is a health and wellness credit card and patient financing solution offered by Synchrony Financial. Founded in 1987 and headquartered in Costa Mesa, California, the service provides promotional financing options—including deferred interest and reduced APR plans—to help consumers pay for out-of-pocket healthcare expenses not covered by insurance. Accepted at over 280,000 provider and retail locations across the United States, it covers a wide range of services such as dental, vision, veterinary, cosmetic, hearing, and pharmaceutical needs. The platform benefits healthcare providers by streamlining the revenue cycle, providing payment within two business days, and assuming the credit risk, allowing practices to focus on clinical care while offering patients a flexible way to fit medical costs into their budgets.