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Citigroup

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Citigroup Inc. is a leading global investment bank and financial services holding company headquartered in New York City. Founded in 1812 and operating in over 160 countries, the company provides a broad range of financial products and services to consumers, corporations, governments, and institutions. Its business model is organized around five core interconnected segments: Services (treasury and trade solutions), Markets, Banking and International (investment and corporate banking), Wealth Management, and U.S. Personal Banking (including its flagship credit card and retail operations). As one of the "Big Four" banks in the United States, Citigroup focuses on enabling economic progress through a vast global network that facilitates cross-border payments, asset safeguarding, and access to capital markets. In recent years, the firm has undergone a strategic transformation to simplify its operations by divesting non-core international consumer businesses and investing heavily in digital innovation and AI.